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Mortgage Center

Still want to have personal assistance?

You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice. Click here for contact information.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks. Click here to Apply Now.

Free pre-qualifications!

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage. Click here to get pre-qualified.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages, adjustable rate mortgages and construction/permanent mortgages. We offer easy-to-understand explanations of each program on the site and a Mortgage Consultant is always just a call or email away! Click here for contact information.

Rate Watch

Keep an eye on rates via email. Sign up for Rate Watch.

Mortgage Consultants

BCT has Mortgage Consultants ready to help with all of your home financing needs.

Construction Loans

Building your dream home doesn't have to be just a dream. We have construction loan programs that will make it a reality.

Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You've come to the right place!

Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.560%  3.620%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.750%  2.999%  1.000%
 2.875%  2.980%  0.000%
Construction/Permanent Loans
Construction/Permanent 7/1 ARM (Portfolio)
 Rate  APR  Points
 3.625%  3.795%  0.000%
Construction/Permanent 15 Year Fixed (Portfolio)
 Rate  APR  Points
 3.125%  3.424%  0.000%
BCT Portfolio Products
BCT 15 Year Fixed
 Rate  APR  Points
 3.125%  3.250%  0.000%
 Rate  APR  Points
 3.500%  3.570%  0.000%
BCT 10/1 ARM
 Rate  APR  Points
 3.750%  3.821%  0.000%

Subject to credit approval. Actual interest rates and APR's may vary based on loan to value and credit history.

Personalized Quote

APR=Annual Percentage Rate