Today's Rates
| Conventional Loans | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.750% | 3.811% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 2.875% | 3.127% | 1.000% |
| 3.000% | 3.106% | 0.000% |
| USDA Loans | ||
| USDA Loan | ||
| Rate | APR | Points |
| 3.250% | 3.518% | 0.000% |
| Construction/Permanent Loans | ||
| Construction/Permanent 5/1 ARM (Portfolio) | ||
| Rate | APR | Points |
| 3.500% | 3.675% | 0.000% |
| Construction/Permanent 15 Year Fixed (Portfolio) | ||
| Rate | APR | Points |
| 3.500% | 3.818% | 0.000% |
| BCT Portfolio Products | ||
| BCT 15 Year Fixed | ||
| Rate | APR | Points |
| 3.500% | 3.627% | 0.000% |
| BCT 5/1 ARM | ||
| Rate | APR | Points |
| 3.500% | 3.570% | 0.000% |
| BCT 10/1 ARM | ||
| Rate | APR | Points |
| 3.750% | 3.821% | 0.000% |
Subject to credit approval. Actual interest rates and APR's may vary based on loan to value and credit history.
Mortgage Center
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You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice. Click here for contact information.
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We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage. Click here to get pre-qualified.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages, adjustable rate mortgages and construction/permanent mortgages. We offer easy-to-understand explanations of each program on the site and a Mortgage Consultant is always just a call or email away! Click here for contact information.
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Mortgage Consultants
BCT has Mortgage Consultants ready to help with all of your home financing needs.
Construction Loans
Building your dream home doesn't have to be just a dream. We have construction loan programs that will make it a reality.


